I Want To Scream......

I'M DEBT FREE!

Today, I have earned my bragging rights.

In true Dave Ramsey fashion,

I can scream at the top of my lungs

I'M DEBT FREE!

This morning I made my very last mortage payment.

Yippee!

My husband and I discovered Dave Ramsey in 2004

and we started following his plan.

That meant doing a monthly budget

and living below our means.

There was no deprivation.

We still did whatever we wanted,

we just paid more attention to  where our money went.

We bought our house in December of 2001.

After we discovered Dave Ramsey,

we refinanced our house down to a ten year fixed rate loan at 5 %.

Our plan was to have it paid off in eight years from that date

which was November 24th, 2004.

And today,

 I have earned the right to say that it took us exactly five years.

I am so proud of us.

This is my biggest accomplishment to date,

except for the time I quit smoking.

That's my house in the photo above

and my two roomies on the front lawn.

Yes, that's my husband and my dog.

Don't they both look so cute?

I love that picture.

And below.........

(click on photo to enlarge)

Our next door neighbor, Bob

and a view of our neighborhood.

I must say that we got extrememly lucky with the neighbors that we have.

The whole street is a great bunch of people.

Life is good and we are very blessed.

I am one lucky woman.

Oh, and this post marks my 100th post which is also an accomplisment.

And,

I just found out I was given a blog award by Rebecca at The Dusty Cellar.

I will post a separate blog about that

but I am very excited and so grateful that she would think of me.

Thank you Rebecca!